As we bring in a new decade, we also bring in new year’s resolutions. Whilst we make it our solid promise to stick to our resolutions, some just fall apart easily. For example, losing weight, getting into shape and saving our hard-earned coin. When it comes to saving money, along the way we can be tempted to be persuaded even to buy things we may not need. Things like the latest smartphone, a new T.V or shoes. Whatever it is, is consumer awareness mixed with great marketing techniques and when you need money for a rainy day, you’re left with empty pockets. So, how do you manage to stay afloat with your savings and what are the best tips to save money for 2020?
Pay Your Bills Early/On Time
Choice.com.au suggest trying to avoid paying your bills later and try to pay them sooner. The best way to do this is to set up a direct debit account set it to a date that is suitable or in line with your pay day. If you pay your bills later, you could end up paying what’s considered a ‘lazy tax’. This tax is applied to those who choose to pay after a certain date. You can always contact a tax agent to help you understand this process and how it can better improve your finances.
Phone Bills
When you check your phone bill, are you happy with the service you’re getting? Is the phone plan too expensive for you? Chances are, you can find a better deal elsewhere. You are entitled to contact your phone provider and ask if you are eligible for a discount on your bill or if the phone provider can match any other offer from other phone providers. This can save you a ton of money in the long run.
Changing Insurers
From health to car insurance, if you feel you want to change insurers or if your circumstances have changed, chances are you can save a lot of money just by changing policies or even insurance companies.
Minimise Energy Use
Minimising our energy usage can make a significant difference not just to your energy bills, but to the environment as well. The less we use the smaller the carbon footprint.
The Bottom Line.
So, if you feel like 2020 in the year of change as in spare change, contact Shoebox Bookkeepers for more information. Their services and packages are tailor-made to help you empower your every business needs for the new year.
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